How to market services to clients

THE IMPORTANCE of the role played by services, in both the economy at large and in organisations in particular, is immense. This encompasses not only 'pure' service industries, such as design, but companies that market goods where the service element is increasingly a point of competitive differentiation.

In a first of a series of insights drawn from a Chartered Institute of Marketing report called Services Marketing, we look at brand management, as it affects companies' ability to attract and retain clients.

Brand strategy and clients
Brands are successful because they deliver a promise to clients consistently. The 'integrity' of the brand is founded upon the ability to deliver to a set of expectations. For products, this is the experience of using the product. For services, brand integrity is derived from clients' experience of the service. All aspects of service delivery must embody the brand, with any inconsistency of service quality defining your brand in clients' eyes. An excellent branding strategy can make an already strong service stronger but it cannot rescue a weak service.

It's essential that service providers develop a brand strategy that sets expectation in the minds of their clients and that this becomes a basis for differentiation. Intelligent branding is also important when an organisation wishes to extend its service offering into a new area, and to go after new clients or customers.

Brand case study: PricewaterhouseCoopers (PwC)
PwC is the world's largest professional services organization, with revenues of around $20 billion. Its current incarnation stems from a merger with Coopers & Lybrand in 1998. It has six areas of service, including auditing, business process outsourcing, global HR solutions, consultancy, tax expertise and corporate finance and recovery.

In a partnership such as PwC, change can't be pushed through from the top but has to be facilitated through persuasion and encouragement. The post-merger rebranding process began with a central marketing and communications team defining the new brand values, based on the theme of people, knowledge, worlds.

Once the core values were decided upon, there was a comprehensive redesign that included new logo and identity guidelines for all visual aspects of the firm, from advertising and business cards through to the buildings themselves. This initiative brought consistency and discipline to the PwC brand. And while at first its people didn't like having it imposed upon them, the brand is now becoming part of the firm's 'DNA'.

To continue to bolster the brand, PwC carries out a brand tracking survey every year. Based on interviews with senior people across the world, the data can be cut so that it's relevant for each particular division. The survey tracks measures such as loyalty, awareness and familiarity with the brand compared to competitors. In the years 2000-2002, PwC brand recognition rose by 70%.

by Sean Ashcroft

Athletic Trainer Profession and Wage Information

Athletic and the Sports industry have become big business ventures. Sports and all the related businesses that relate it provide some important athletic trainer employment opportunities. Naturally, the focus is on the athletes in sports however a entire supporting network has been made surrounding the players, thus the arrangement and the business organization proceeds to create and maintain a high degree of involvement, as well as make a profit.

Vocations as an Athletic Trainer allow people the chance to serve as well as stay in superior condition. Sports trainers advise, assess and treat athletes as well as help them to remain in tip top physical condition. If you have a love of sports and wish to be of service to other people, an athletic trainer's career may be perfect for you. In order to qualify for a job as an sports trainer a candidate needs a bachelors degree issued from a college or online school and must be certified by the National Athletic Trainers Association. (NATA) People have many reasons for selecting online colleges for for their learning environment some reasons could be, to enable them to continue their work, pursue their education and obtain certifications concurrently.

Fitness trainers must also complete a course in CPR and first aid and must have at least two years of experience working with a NATA certified trainer. You can get NATA certified by having an online undergraduate degree in any field as well as satisfy the 1800 hours of internship under a NATA certified trainer.

Fitness Trainer Salaries

After you get certified as an sports trainer, you can your career begins at a high school or college level, or at a gym. Sports trainers wages can surpass $32,000 the first year of service. As the athletic trainer gains more experience that salary may develop into to $40,000, and after five years and over $45,000 after 10 years. Trainers who have over 20 yrs experience can make over $50,000 a yr this depends on their region. An fitness trainers profession is a service as well as a special means to be employed and enjoy athletics simultaneously. by Richard Hemby

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Small Office Voice Mail Systems

Important business calls due to busy tones or unattended calls is a problem that is bothersome to many small business enterprises. Small office voice mail systems that allow the callers to deliver their messages in the voice mail boxes eliminate the chances of missing any important business deal. Multiple calls can be handled simultaneously with these facilities in your office phone systems.

Stay Connected with Your Callers All the Time

Voice mail services are usually associated with PBX phone systems. These facilities in your small office phone systems will let you handle business calls efficiently when you are in the office or even when you are traveling. Small office voice mail systems send the messages of your callers to your individual voice mail boxes or send it to you through email. If you are busy or not in a position to attend the calls, the voice mail systems will let your callers reach you and convey their messages, any time.

Impressive Caller Interface

Hosted PBX systems with auto attendant facility direct callers to voice mail, when you are not available to attend the call. This ensures that your callers are not kept waiting, listening to line busy tones. Every call will be automatically attended and greeted with a professional sounding message. Further, the callers can hear friendly messages while the calls are transferred to the appropriate numbers or extensions. If the required person is not available at the provided extension numbers, the call is transferred to the voice mail system, where the caller can leave his message.

Individual Voice Mailboxes for Every Employee

You can provide individual voice mail boxes to each and every employee of your workplace. The received messages can be checked at any time and the caller can be contacted and queries answered. Small office voice mail systems are great additions for any small business enterprise, since they ensure that you will never miss any official call, and give you the freedom to work in any preferred location. by John KinskeyLosing

Make Money Without Spending a Dime

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Do People Take Surveys For More Than The Money?

Did know that everyone who takes paid surveys are not in it strictly for the money? There are numerous reasons for you to get involved with this type of opportunity and we will talk about some of them in this article.

1. A big factor influencing why a person wants to take surveys is convenience. If you have you have Internet access you can do it on the Internet.

This means you can take surveys at work in your spare time or log in and take it right from the comfort of your own home. If you are on the road with a laptop you can do it in a hotel or if you're visiting friends or relatives you could take surveys there as well.

2. Some people really enjoy taking surveys because it is fun. Because each survey is different it is not a boring job. Some survey companies have discussion forums where you can interact with other people and get to know them which are fun too. Simply taking a break from your daily home business routine and completing a survey or two can be a great change of pace in your home based business daily routine.

3. You control your own schedule which is important when you're looking for things to do on a part time basis. For the busy person having the flexibility to schedule your own time is a great thing about taking paid surveys.

4. Are you an opinionated person? You can make your opinion count by participating in paid surveys and discussion groups. By offering your opinion today you get to help shape the products of tomorrow.

5. Some people enjoy being on the computer no matter how they do it. You will certainly become better at using your computer when you take paid surveys because you are developing much needed skills.

6. We have saved the best for last and that is the ability to make money working from home! Regardless of your age, income level, or experience there are surveys you can make money taking. Companies require various things from their survey takers so not every survey you apply for will you get to take.

However there are plenty of surveys you can take and earn cash, prizes, points, trips, products and so on. Doing surveys for the money is certainly important to a lot of people and the hourly rate can work out extremely well.

These are six reasons why people take surveys and as you can see not all of them are for the money. There are surveys you can take online right now both for money and for your own personal reasons, and this is regardless of your own current situation. by Walt Gemmell

Online Degree Accounting

If you have a passion for business and an affinity for numbers take some time right now to research Online Graduate or Undergraduate Accounting Degree Programs. Have family and work responsibilities held you back from continuing your education? Online Degree programs are designed for people who have commitments that keep them from being able to attend a university campus for their classes. You need not be frustrated any longer for being passed up for promotions or pay raises. This is your chance to enjoy a career you know you are good at and have always dreamed being a part of.

As both small and large corporations broaden their services they are increasingly in need of employees with exceptional financial expertise. With all types and sizes of companies vying for position in the global market the need for professionals with enhanced knowledge in accounting is on the increase. Whether you are interested in earning your BA in Accounting, BA in Business Administration/Accounting or an MBA/Accounting & Finance, enrolling in an accredited Online University is your first step to success.

Obtaining your Online Accounting Degree will prepare you to work with bookkeeping, accounts and spreadsheets. You will learn both the foundations of accounting as well as the skills needed to use the latest technology to excel in your chosen field. Put yourself in the front of the line with employers who are looking for a professional to fill new and exciting career opportunities. As a graduate you will be ready to accept a variety of positions in finance whether for government or the private sector at the management level. Enter the job market with confidence knowing that you possess skills in a wide array of accounting related services. You will be prepared to perform such tasks as budget analysis, financial and investment planning and internal control auditing along with many other accounting functions.

It will take only a few minutes of your time to find the right accredited Online University that offers Accounting Degrees. There is no need to sit on the sidelines any longer and continue to dream of the career you could have if only you had a recognized Accounting Degree. Open the doors to the jobs that can put you into the financial category that can provide you and your loved ones with the financial security they deserve.

Don't use time as an excuse any longer. You can decide which times are most convenient for you to spend time studying. You may find that evenings when the house is most quiet is best for you or perhaps the weekends are better. Fire up your computer tonight when the kids have gone to bed or while enjoying your morning coffee to research and enroll in the Online Accounting Degree Program that best suits your needs. As someone who understands how important a good investment is, the time you take to find and enroll in an Accounting Degree Program will likely be the most sound investment you will ever make. Show your loved ones that you take their future seriously by taking this important next step in your career. Online Degrees Accounting Master of Business (Accounting) CGA

As a graduate with an Accounting Degree you have already proven your abilities as a professional in your field. So why go back to school now to get your Master of Business Accounting Degree and your CGA accreditation? Perhaps what is holding you back is knowing that between family and current job responsibilities you would never have the time to attend classes on a university campus. The time for excuses is over! Obtaining your Masters Degree and becoming a Certified General Account is within your reach. All it takes is a small investment of time to research the many accredited Online Universities that best suit your needs.

Courses are specifically designed to enhance and develop your knowledge base in the areas of public practice, industry and academia. You will receive advanced levels of study in managerial and financial accounting, auditing, corporate and international finance and investments. You deserve to take your career options to the next level. Online Master Degree Programs are designed to allow the student to decide when his or her best study time is. Perhaps you can put aside a few hours two or three nights a week or maybe the weekends are what work best for you. Whatever you choose, you could obtain your CGA in less time than you might have thought possible.

As the global market expands companies are demanding higher qualifications when hiring their staff. Obtaining your Online Master of Business Accounting Degree will open the doors to a world of opportunities. Achieving this next step in your education will qualify you for positions such as, Controller, Vice-President of Finance, Chief Financial Officer or even Chief Executive Officer of leading corporations.

Have your ideas and opinions sought after and be recognized as a leader in the area of finance. Many Masters Graduates are often asked to speak on their in-depth knowledge in key areas of management. All this is truly in your grasp by just taking some time to research accredited universities that offer a program of study in Master of Business (Accounting) CGA.

With a Masters Degree you will also qualify for teaching positions in the top universities. With your knowledge and experience in the business world you have much to share with students aspiring to join the corporate world in the field of accounting. Rather than following guidelines set forth by others you can be a member of an elite group of professionals who decide how the youth of today will be taught. Gain the prestige of teaching a university class using books you have authored.

You have already invested much in your career and education. Take the next step now to achieve the level of excellence you have always aspired to. Fire up your laptop now and research the many accredited universities offering a Masters Degree in Accounting. It may well be one of the best investments you will make. Find out how easy it is to enroll in the Online Accounting Degree Program of your choice and receive the success and recognition you deserve as a professional in your field. Online Degree Accounting Bachelor of Arts (BA)

If you've always had an understanding for working with numbers and a desire to learn more about accounting principles then earning your Bachelor of Arts (Accounting) degree Online will open these doors for you. Constraints of family and job need not be in the way of furthering your career. Position yourself to enter into the world of corporate, private or personal finance.

Take the little time it requires to fire up your laptop and research the many accredited universities that offer Online BA's in accounting. These courses are designed to let you choose the times of study that are best suited to your needs. Attending a university campus every day may not be possible for you but devoting a few nights a week or perhaps the weekends will allow you to move ahead in a field you know you can excel in. With your BA in Accounting you will have the knowledge to become a tax advisor or a financial planner and will acquire the skills needed to sit for the CPA exam.

If you have dreams of pursuing extended degree work towards a career in academic finance then a BA in Accounting is your first step in achieving these goals. In today's global market companies are increasingly looking for professionals capable of keeping them in good fiscal shape, tracking their financial history and most importantly to plan their future growth. You will have the skills necessary to understand the common language necessary to compete for positions in banks, corporate offices and in the nonprofit sector.

Don't let yourself be held back any longer. Choose to invest in yourself by finding an accredited Online University that offers BA Accounting Degrees. See just how quickly you will be able to propel your career to the next level. Be recognized by your employer as someone you is ready to move ahead in the company. With the academic knowledge acquired in quantitative methods and information technology, management accounting, portfolio analysis to name a few, you will have the confidence it takes to be in line for that next big promotion.

It can be as easy as firing up your laptop while enjoying your Saturday morning coffee to enroll in an Online Bachelor of Arts (Accounting) program. Take the next step now that will open the doors to the exciting financial world of international business, e-commerce, marketing and human resource management. Put your love of finance and accounting to practice by opening up a wide choice of careers with both domestic and international corporations.

Invest a small amount of your time now by obtaining your Online BA in Accounting and enjoy the financial security of a lifetime of career opportunities. You will put yourself in the position of providing your family with the financial lifestyle that all of you will enjoy. Make that decision now to research the Online Bachelor of Arts program in Accounting that best suits your current situation. Have the freedom of choosing when you can study without having to give up your job and still spend quality time with your loved ones. Online Degree Accounting Degrees Certified Management Accountant

Are you a financial management professional providing leadership and innovation to the organization you work for? If you have dedicated your career to the world of finance take the next step to being recognized as a world leader by becoming a Certified Management Accountant.

 Don't let the constraints of time stand in your way any longer. If attending classes everyday at your local university campus is not possible you can still earn your CMA designation through an accredited Online University. Find out how you too can acquire the solid knowledge of management accounting, financial accounting, financial management and taxation that are indispensable to furthering your career.Â

As a Certified Management Accountant you will be considered both a leader and a team player. In today's ever-growing global market corporations are increasingly searching for professionals who can rise to the top, are motivated by their unique knowledge and skills and are dedicated to providing total solutions to keep them ahead of their competitors. You will take your place among financial management professionals who understand how to provide leadership, innovation and an integrated perspective to organizational decision-making.

The knowledge you acquire will place you in demand as a speaker at world symposiums as well as contributing your opinions in globally recognized professional magazines. As a CMA you will have a unique view and understanding of business allowing you to recognize issues, chart solutions and implement the appropriate measures utilizing the right people needed to accomplish an organization's desired results. Take the time now to research the many accredited Online Universities that offer CMA designations. It will be one of the most important investments you will ever make. All it takes is opening up your laptop while enjoying your Saturday morning coffee to enroll in the program that best suits your personal needs.

If as a professional you seek more than financial reporting or auditing and have the desire to propel your career to the next level then obtaining your Certified Management Accountant Designation from an accredited online University will enable you to do just that. As a CMA you will be competent in critical areas such as, strategic performance measurement, cost management, risk management and assurance services. In today's growing global market competition is strong, put yourself at the front of the line when the top corporations are hiring. Be recognized and respected as a world leader in the financial arena. Instead of following guidelines and rules established by others take an active role in setting in place innovative standards that will be followed by others.

You can join the elite group of financial professionals who provide leading companies with real-world strategic direction, business management and leadership. Open the doors to career paths that only your CMA designation will allow you through. Invest the little time it takes to research Online Certified Management Accountant programs that will produce rewards that will last a lifetime. An online program of study will allow you to choose where and when you can devote extra time to studying.

Online Degree Accounting PhD in Accounting

As an accomplished professional you strive to put your acquired knowledge into the area of conducting research in an array of accounting issues. You have worked hard and devoted your career to being the best in your field. If up until now time constraints have held you back from reaching your goal of higher education in the financial world you can still earn a PhD in accounting. It really is as easy as taking some time right now to research the many accredited universities that offer PhD degrees in Accounting.

Learn how to apply your basic knowledge of economics, finance, decision theory and statistical inference to an array of accounting issues. As an Online student in a PhD Accounting program of study will enter the exciting realm of interdisciplinary training that will develop your skills in conducting both analytical and empirical research. You have already worked hard to achieve respect and success in the world of finance, take the next step that will lead you into an elite group of world-renowned professionals.

http://www.degreeprogramsonline.info/online-degree-accounting/ by Matthew Bowes

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Forex Market - Defined in Plain Words

Forex is even recognized as FX or either as Foreign Exchange deal of money making all over the globe. Forex has its individual trade not unlike various businesses.

The overseas exchange facilitates industries, nationalized banks and other Fiscal associations --to trade for overseas currency. As overseas trade is performed in each corner of world, the exchange can be done 24/7. The purpose for this need for foreign exchange currency is that, it comprises wealth stream come up from exchange in commodities and benefit, foreign speculation and credit and statement on the upcoming level of currency value.

Forex exchange is the best leading source on the earth. The financial dealings carried on at large scale yet solved within couple of days.

The main exchange is done through currencies such as:

Dollar from US, Canada, Australia, British Pounds, Swiss Franc, Euro & Japanese Yen also play leading role.

There are 3 players in Forex Trade:

• Clients • Nationalized Banks • Stockbroker

Clients, such as MNCs contribute to the forex trade since they need overseas cash for business in various nations. For instance; a manufacturing corporation establish in the US to utilize forex exchange to purchase the US$ they want to disburse to their complement cooperation in other nation that trade bulky gears.

Nationalized Banks is dynamic contributor in the forex exchange. They transact business with fiscal organizations that request them for overseas currency and could purchase from forex market.

The dealer functions as mediators among the banks. The basic duty of a forex dealer has to keep the track of what is the maximum purchase value of banks? And which bank has the modest selling value?

By means of a dealer it is answerable for banks to get the most excellent trade offered on the earth. Forex dealer simply demands for fee and do not trade with its finance.

Not like other economic markets, the overseas exchange has many markets. Forex is not contract across market flooring but it deals and connects with phone and PC involving traders in various fiscal organizations in different nations.

To conduct Business in this trading market is highly uncertain and new learner must not make an effort exclusive of training or support of experienced forex broker. If your Strategy is to come into the forex trade, it is suggested that one should have complete knowledge regarding the forex trade and about its movements. In Forex exchange, one can effortlessly put on revenue and you can simply get away from making riches.

Forex market is changeable and can keep you away from making wealth. Undertake a session or training that are presented by forex brokers. This seminar is suggested because you can comprehend with uncertainties and doubts of the market and learn to overcome it. As a result one can underrate fallers and get the most revenue out.

Forex trade is exceptionally uncertain, within a moment the existing rate of some currency is soaring and within the second moment it falls. Forex market could be extremely beneficial foundation to generate revenue but also full of twists and turns. by John P.Miles

Financing Business Expansion & Business Commercial Finance Mortgages

A lot of theories have been propounded and even studies have been advanced on the subject of business expansion. But one that is worth taking note of is the study of Dr Ichak Adizes. In most of his research, he brings out the fact that every association has its evolution and it builds up starting from a normal formation stage and progresses into a mature stage. At every phase of its existence, the association will have to experience upheavals. In most cases, success in business will only have to be experienced by those business owners who have all the resources, the expertise as well as the experienced required in sailing through financial difficulties. The following lines will identify the various ways through which a business can be financed as soon as it is set up and even right up to when it is fully established in the market:

The Formative Phase of the Business

This is one of those very delicate stages in which every entrepreneur will want to take all measures not only in making sure that the business takes off smoothly, but to ensure that the business has come to stay for good. What every type of business will need at this phase as identified by Adizes is a running capital and an appropriate administration to take care of that capital. What should be observed at this phase of business is that so many unforeseen circumstances may come up. It is for this reason that enough capital should be hoarded to take care of any unforeseeable risk. What the entrepreneur has individually gathered may not be enough. Therefore, it is good that a resort to angel financing, venture capital, corporate venture capital and loans is opted for. Keep in mind that once a business is at this starting phase, it will need a lot of finance to surmount the odds often posed b market forces or even from competitors. This is necessary for a continuous operation.

The Business Flow Phase

This is phase where the business is already running and it is at least expected that the inflow of money is certain. This is also a phase at which the entrepreneur starts to develop some form of confidence that the business will thrive amidst the odds. Although the entrepreneur will have some measure of satisfaction, there is a need to obtain some form of security for the future of the business. This is the main reason why much of what is received in the form of profits should either be ploughed back into the business or should be used to acquire some fixed capital that the business can rely on in the future. The business can also use this to employ more qualified staff.

The Youthful Phase

This is a phase in which the business will experience a lot of unpredictable circumstances. It should be noted that growth in the business will still be experienced, but this will not be stable. It is certain that at this phase, the business will already have made some significant amount of savings. It must also have gained some standing within the business environment and can conveniently surmount any hurdle within the business environment. The money that has been saved should therefore be taken to counter any shortcoming. But the entrepreneur should also make sure that the business can first of all rely on what it has kept in stock rather than seek for external help.

The Mature Phase

This is a phase in which almost everything is certain. Every objective must have been put in place and every priority must have been identified. Growth or expansion at this stage should be maintained to remain stable. The business should also seek for means of spreading out its risk by opening up to possible investors. Also remember that this is the stage in which financing becomes much easier to obtain. This is because the business must have developed some credit worthiness.

An understanding and appreciation of all the phases that your business goes through is important if you have to maintain its growth or develop ways to compete within the business environment. by David S. Stratton

Small Business Loans

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Prelude to War. Part IV

Australia is surrounded by the greatest Muslim population on the planet. This includes Indonesia's 180 million and other countries like Malaysia. Should we be worried about that?

The Malaysian Prime Minister Abdullah Ahmad Badawi on a recent visit to Tehran stated his country was a friend of Iran. At the same time Iranian President Mahmoud Ahmadinejad criticized the bullying and monopolistic spirit in the world. He said desecration of sanctities and values and disrespect for the Islamic culture as well as insult to the Holy Prophet Mohammad (Peace Be Upon Him) are among clear samples of such an approach. "Certain Western powers also prevent Iran's access to peaceful nuclear energy which is another sample of this approach." In Ahmadinejad's visit to Malaysia he attended Friday prayers sermons at Kuala Lumpur's Velayeh mosque, the President was welcomed by worshipers of the mosque. Muslims in southeast of Asia attach special respect for President Ahmadinejad for his views on identity of the Zionist regime and the Holocaust myth.

The same mindset of fanaticism that built gas chambers 60 years ago is being led and championed by Iran. Just like Hitler, Iran wants to exterminate the Jews, they publicly say so almost every day. Iran's most influential ruling cleric called on the Muslim states to use nuclear weapons against Israel, assuring them that while such an attack would annihilate Israel, it would cost them "damages only".

"If a day comes when the world of Islam is duly equipped with the arms Israel has in possession, the strategy of colonialism would face a stalemate because application of an atomic bomb would not leave any thing in Israel but the same thing would just produce damages in the Muslim world", Ayatollah Ali Akbar Hashemi-Rafsanjani said. Hashemi-Rafsanjani, as the Chairman of the Assembly to Discern the Interests of the State, is the Islamic Republic's number two man after Ayatollah Ali Khameneh

Just days ago, Iran turned away U.N. inspectors from an underground site meant to shelter its uranium enrichment program from attack, while the country's supreme leader insisted Tehran will not give up its contentious nuclear technology. Iranian officials have said the country intended to move toward large-scale uranium enrichment involving 3,000 interconnected centrifuges in underground halls at Natanz, in central Iran, by late this year and would later expand the program to 54,000 centrifuges.

"The Islamic Republic of Iran has made its own decision and in the nuclear case, God willing, with patience and power, will continue its path," said Ayatollah Ali Khamenei. The site is a vast complex 75 feet underground, covered by layers of materials designed to protect against bunker busting bombs.

Are we just fighting a few crazy fundamentalists? Many believe, and our and other western governments constantly affirm, that Islamic fundamentalism is a minority movement within the Muslim world. We are told Bali, 9/11, 7/7, the hijackings and other wanton killings of innocents by Muslims is a perversion of a religion of peace perpetuated by just a few who adhere to a fascist ideology. Is this true or do all Muslims want 'infidels' dead, converted or subjugated? Some define this war we are fighting as a terror war, one against Islamofascism. To the contrary, the Ummah, the nation of, answers this question by whom it supports. We are in the midst of a clash of civilizations.

The Hizbollah leader Sayyed Hassan Nasrallah was recently named the most popular figure in a Middle Eastern poll. Hamas leader Khaled Meshaal took second place and Iran President Mahmoud Ahmadinejad third according to Saadeddin Ibrahim of the Ibn Khaldoun Centre for Development Studies. These men have stated they want to wipe Israel off the map. At public rallies they shout death to America and condemn to death anyone else that shares the same values. They have a stated aim of either killing all non-Muslims or asserting strict Islamic rule over all of us. They call this peace and justice.

Most Muslims support the establishment of Shariah law, another incarnation of totalitarian rule. They honestly believe that once we are all forced under Islmaic rule, that true peace and justice can exist. Hitler's rise to power in 1933 was in part achieved by the willingness of the Nazis to murder their opponents. Islamists have shown an abundant willingness to kill anyone in their way. If one side in this argument (namely the west) preserves civility while the other chooses death, the outcome is one of surrender by the more gracious of the two sides. Here we find the appeasers, ruled by fear and defined by naivety, too afraid to call 'a spade a spade'.

Islamic Fundamentalism has displayed a staying power that signals it has achieved both the breadth and depth to remain a significant movement within Islamic societies. Regardless of either force or appeasement, Islamofascism is rapidly becoming the dominant force within Islam. Those who live in fear of their life will often submit to the power of ruthless suppressors. Hitler used this strategy. Hitler's rise to power is but one lesson among many that illustrates the consequences of appeasement.

A recent poll by the U.K. Times Online, before the airline scare, is rather troubling. A SIGNIFICANT minority of British Muslims believe they are at war with the rest of society, the largest poll of Muslims in this country suggests. 46% of young Muslims believe we should all live under Shariah law. The Populus survey for The Times and ITV News found many that think the men who carried out the London bombings of 7/7 should be regarded as 'martyrs'. Nearly twenty per cent of British Muslims, equivalent to more than 150,000 adults, believe that while the attacks were wrong, the cause was right.

Ten per cent may seem a small proportion but in absolute numbers it amounts to about 93,000 individuals who believe the 7/7 London bombers are martyrs. Twenty-seven percent had sympathy with the feelings and motives of those who carried them out.

Roughly speaking: Around 100,000 British Muslims believe the bombing was justified 400,000 British Muslims have sympathy with the feelings and motives of indiscriminate murderers 930,000 British Muslims at least understand why indiscriminate murders are the way they are and, 430,000 British Muslims are reluctant to characterize the London Bombers as 'perverted and poisonous' A full six percent of British Muslims support killing innocent people, at least those prepared to admit such. The number is probably much higher. It only takes one terrorist with access to a WMD to kill thousands, and a coordinated attack to kill millions. Moderate Muslims allow extremists to hide within their midst, shrouding their activities in secrecy.

Muslim leaders here and elsewhere often give the appearance of condemnation of the more radical elements of their religion. Most of these Muslim leaders have ties to terror organizations or have expressed sympathy with them in the past. Recent demonstrations where they waved the banner of Hizbollah proves unequivocally they are in fact patrons and sympathisers of terror. "Death to America!" is the call from Hezbollah. Nasrallah's own words: "Our motto, which we are not afraid to repeat year after year, is: Death to America!" Muslim fourth graders are taught that: "Israel is a thorn, Muslims will not rest until they cut off this disease and purify the land of Palestine from the plague of Zionism" (Freedomhouse report, p.32). Bill O'Reilly pithily summed up the situation in the world saying: "The truth is that if the Muslims laid down their weapons, most of the world would be at peace. On the other hand, if the Israelis laid down their weapons today there would be a slaughter."

During the recent conflict, Hezbollah knowingly located their missile launchers next to UN observer posts and within the residences of their own people. They not only knew, but looked forward to the inevitable collateral damage that killed UN personnel, children and other so called innocents. I make this qualification because many of the 'so called innocent' happily made way for weapons aimed at civilians in Israel. Many of these people love to see Jews and westerners killed, throwing great celebrations and expressing joy in the astreets when they are, even if the dead are children. What sort of people are these?

Why does the EU empathise with Hezbollah? Lets have a quick look at Hezbollah's handywork: · In 1983 241 American marines were murdered when Hezbollah drove 12,000 pounds of trinitrotoluene into their barracks at the Beirut Airport. The Americans were there as a part of an international peacekeeping effort to protect Muslims. · In 1985, Navy Diver Robert Stethem traveling on hijacked TWA flight 847, was singled out by Hezbollah killers. He was beaten in front of other passengers and shot to death. · In 1988 American Marine Corps Col. William Higgins, on a UN peacekeeping mission in Lebanon, was captured by Hezbollah, tortured and hung, his image turned into the first of many jihadi snuff films circulated around the world to show our weakness. · 1996. Nineteen Americans were murdered at The Khobar Towers · Prior to Al Qaeda attacking on 9/11, Hezbollah had killed more Americans and westerners than any other terrorist organization. · American army officer William F. Buckley was abducted by Hezbollah in March 1984. For 15 months Buckley was tortured and killed.

The head of Shin Beth, Israel's Internal Security Service, has warned his Government against the strengthening of ties between Iran and Hamas. Shin Beth chief Yuval Diskin told the Israeli Cabinet that Iranian influence was growing within Gaza and that several tonnes of explosives and weapons had been smuggled into Gaza in recent months via the border with Egypt. In addition, that Hezbollah were using Russian-made missiles.

A senior Israeli delegation went to Moscow to complain that Russian-made anti-tank missiles were used by Hezbollah guerrillas in their 34-day conflict with Israeli forces in Lebanon. Asaf Shariv, a senior adviser to Prime Minister Ehud Olmert, said that the delegation had gone to Russia, but did not elaborate. The anti-tank missiles proved to be one of Hezbollah's most effective weapons in combat in south Lebanon, killing many of the 118 Israeli soldiers who died in the clashes.

In Saudi Arabia, Iran, Pakistan, Syria, and Indonesia - countries where the majority of the citizens are Muslims, extremists exist in far greater numbers and are either outright encouraged or tolerated by these governments. Pakistan hangs on to secularity by a thread, as does Saudi Arabia. This will change. The house of Saud will eventually crumble and an Islamic government will replace Musharraf. Indonesia will go the same way. The race to deliver a nuclear capability to extreme Islam will be between Pakistan and Iran.

An Iran armed with nuclear weapons is a mortal threat to American, Israeli, Australian and European cities. If a non-nuclear Iran is prepared to finance, arm and train Hezbollah, sustain a war against Israel from southern Lebanon and support actions against coalition forces in Iraq, what would a nuclear Iran do? Iranian officials were present at North Korea's missile launches on our Fourth of July and possess missile technology purchased from China and Russia that is capable of reaching the US or Australia for that matter. The clock is ticking.

The same mindset of fanaticism that built gas chambers 60 years ago is now hijacking airplanes and flying them into buildings and overseeing the preparation of chemical and biological weapons of mass destruction. The world's new enemies are far more willing to kill than either Hitler or Stalin ever did.

We are not just witnessing a Middle Eastern War; we are getting involved in the next World War. It might pay to start think how we might win this one. To do nothing is to lose. by Kerry Plowright

Airline Reward Credit Card - Travel For Free

Thinking of getting a free roundtrip airfare to your next holiday in exotic Bali, Indonesia for free? Not quite possible you smirk, but rejoice! That can possibly be your next destination this summer. After all, the best things in life are free! So goes the old adage.

Your plastic money right inside your wallet will do the trick. With today’s busy executive and avid travelers crisscrossing the world fast as broadband internet, credit card institutions and airline companies have tied up offering discriminating consumers value for money programs earning the smart traveler free flights on the next overseas trip. Since its conceptualization years ago, this has grown into a lucrative merger to the delight of everyone.

Availing is easy as one two and three. A quick browse at your computer will set you off to your next holiday for free. Here’s how it works, all you have to do is register and sign up online. Most transactions now are done electronically and your friendly twenty four hour customer service officer is on duty to take your request anywhere in the world responding to of all your queries and even approving your credit card application instantly.

Such is Citibank for example and American Airlines with the AA CitiBronze World Master Card with no annual fee boasting with bonus miles compatible with its frequent flyer program. Another airline reward credit card you can choose from is Blue from American Express. Your application can have a decision in sixty seconds, no annual fee to pay, zero APR on your next purchases in the next 15 months with a low balance transfer APR- 4.99% for the life of the balance.

If you like shopping in Hong Kong, dining in New York and high fashion entertainment in Paris, then this is for you. After all, one doesn’t need that much to experience pure luxury and quality, rewarding you with great money back features for having an excellent credit.

These virtual passports on the go anywhere, anytime has the superb features of a having a miles credit card that allows you to earn one point for every actual air miles you have flown which translates into free flights depending on your favorite airline. No need to inform them as a mileage plus tracker is promptly issued to you through your email address or postal address together with the list of transactions you have done.

Jim Davies, 39, a frequent flyer from John F. Kennedy airport in New York to Heathrow Terminal one in London was pleasantly surprise at the check-in counter when informed that his Trans Atlantic economy seat was upgraded to business class. “ I am totally happy” he was quoted to have exclaimed by airline staff.

Belinda Johnson of Liverpool, United Kingdom was en route to a long haul flight to New Delhi, India, her trip was delayed for several hours due to unavoidable circumstances causing her much anxiety but her predicament didn’t go unnoticed. Not only she was given a first class but her mileage plus status was doubled earning her a free seat in her next trip.

Airline executives, who wish to remain discreet issued a statement saying that “valued frequent flyers are like family to us, that’s why they keep on coming back.”

Another feature this credit card is the best rewards credit card program, it sure is a bargain for the discriminating client that comes mostly in a 3 in one card that empowers the customer to decide what to avail from the options given, depending on your choice, from freebies with tie up companies like gas stations, retail shops, home improvement stores and even stuff for the kids. These have low interest rates, low finance charges on late payments. Another superb feature provides rebates or cash back on purchases, offering mileage rewards, travel insurance and big discounts on useful services.

Say, if you want an upgrade buying your next car but wants to reduce the price from the actual cost can easily be arranged with your best rewards officer from your choice of bank.

The possibilities are indeed endless; the key here is finding a credit card that suits your lifestyle depending on your choice and flexibility in terms of payment. Life is meant to be experienced the way we always wanted so enjoy your next flight. by Hamm Morgan

The Sidereal Transit of Jupiter

Jupiter's Transit of Sagittarius

(Jupiter enters Sagittarius on Nov 21 and will stay there for 361 days, which is known as a Jupiterian Year or a Barhaspathya in Sanskrit )
Moon Sign or Lunar Ascendant - The Zodiacal Sign where Moon is posited in your sidereal horoscope.

Moon Sign Gemini
The divine planet blesses you and this manifests as prosperity & happiness from children. Your merit will be appreciated by the multitude and you become the cynosure of all eyes. Educational gains and spiritual progress. As Jove takes a favourable stance, Jupiterian significations will increase. Jove's significations are happiness, children, intuition, creative intelligence, mental peace and spiritual progress. There may be gains in speculation. Goodwill increases. Your diplomacy will be appreciated by the public. This is the ideal time to strive for Self_Actualisation using Jnana & Bhakthi Yogas. The significations ruled by Jupiter, finance and progeny, get a boost and you become happier than before. ( Bhogan )

Moon Sign Cancer
The planet of wealth turns malign and blocks and barriers crop up. Progress is hindered by impediments. Financial tightness also makes its mark. There will be many misunderstandings with loved ones. Enemies find this a convenient time to attack. You will be upset by trouble from enemies as Jove transits the House of Enemies. ( Ripu Badham ). Jupiterian significations like wealth, children, ,mental peace, intelligence & general happiness are bound to suffer. Battling with barriers becomes a tough task and you feel that Life is Strife. This is the time when Maveli was bound indicating that the even the greatest can be bound by an adverse Jupiter. . ( Shashte Maveli Bandhanam )

Moon Sign Leo
Prosperity decreed as the planet of finance transits the favourable fifth. You feel a lot better than previous year. The inner intuitive urge will make you spiritual and religious. There will be more interest in spiritual matters as the Divine Guru of all planets blesses you in no uncertain measure. This is the ideal time to try for spiritual progress. The noble planet generates spirituality in the Heart and redeems lost wealth. There will be a tremendous growth of righteousness and you go on doing altruistic acts. ( Putra Dhanapthim ) . More happiness from children and there will be an increase of Jupiterian significations like wealth, happiness and children ( Jeeve Jnana Sukhe)

Moon Sign Virgo
Problems attack you like a Hydra due to Jove's malign transit of the fourth. Barriers to progress increase as enemies try to block your progress. Loss of position and wandering about. You will have to recourse to remedial measures during this adverse phase. Jove is the Guru in the astrological hierarchy & he will compensate for the temporary setbacks when he transits Scorpio. This is the period when Pandavas lost their kingdom and went into exile, meaning that even the greatest can lose their position due to an unfavorable Jupiter. " Bandhu Klesam "- You may be tormented by relatives. The jealous amongst relatives will use this time to attack you and spread rumours about you. Domestic happiness takes a beating.

Moon Sign Libra
Jupiterian significations like happiness, children, intelligence, intuitive capacity, mental peace, fame and prestige all will suffer as Jove takes an adverse stance. The significator of Finance turns malign & one feels that one is going through the fiscal purgatory. Mental peace takes a beating & there will be a dearth of happiness. Expenditure spirals beyond expectations. There may be misunderstandings with friends & relatives. This is the time when Lord Brahma lost his head meaning that even the greatest will have to face adversity during this torrid phase. This is one of the worst phases in one's life and one feels that Life is full of thorns. But then, no roses without thorns, no Crown without cross, no gain without pain & and no Heaven without Hell. ( Sthithi Nasam ) . Problems in the professional sphere have to be faced. The jealous amongst your competitors or rivals will use this time to spread rumours about you. You need not be unduly perturbed by their machinations. Remember the adage " War, the countersign; Victory, the word divine ".

Moon Sign Scorpio
As Jove takes a favourable stance, Jupiterian significations will increase. Jove's significations are happiness, children, intuition, creative intelligence, mental peace and spiritual progress. Jupiter becomes benign as he is posited in the 2nd. As he is the significator of finance, prosperity will increase eightfold. Gains in education as the 2nd represents education. You gain a lot of friends. You are extolled for your virtue and your reputation increases. There will be a strong urge from within to pursue intellectual pursuits & to amass knowledge and Wisdom & also to move away from the madding crowd. Temporarily at least, the positive aspect in you will be more predominant. ( Vitha Samruddhim )

Moon Sign Sagittarius
This is an unfavourable period for you as the planet of Wisdom turns malevolent & hostile in the adverse First. Uncontrollable expenditure, health hazards & unnecessary wanderings and journeys involving wastage of time & money indicated. All sorts of afflictions, financial & physical will visit you. Melancholy marks you for her own as problems overwhelm you. Dissipation of wealth. This is the time when Lord Rama when to the forest. ( Janma Rama Vane Dukham ). Even emperors take to alms during this phase. ( Nana Dukham )

Moon Sign Capricorn
In the malevolent 12th, Jupiter turns malign & many problems you will have to encounter in mundane life. Expenditure spirals beyond control. You have to be careful while handling money. Children also may pose problems as Jove is the significator of children. Jovian significations are children, happiness, intuitive capacity, creative intelligence and faculties & spiritual progress This is the time when Ravana lost his head indicating that even the mightiest can be defeated by an adverse Jupiter. ( Dukha Bhayam Yachhati Jeeva )

Moon Sign Aquarius
This is an ideal time for speculation as Jove turns benign and prosperity can be had if you are ready to take a few calculated risks. Financial and educational gains indicated . Jovian significations like happiness, children, intuition, creative intelligence & spiritual progress increase. Also your financial assets will increase. And so will goodwill & reputation. Your merits will be extolled. Whatever Jupiter had taken last year will be given back to you. If you speculate, you may come up with flying colours. Monetary windfall can be expected from the stock market & jackpot. ( Sthana Prapthim )

Moon Sign Pisces
Impediments in profession. Loss of position and wandering about. Misunderstandings increase as Jove takes an adverse stance. Jupiterian significations like happiness, children, intelligence, intuitive capacity, mental peace, fame and prestige all will suffer as Jove takes an adverse stance Financial tightness looms large on the horizon. Be careful about spending money. Unnecessary expenditure take its toll of your purse. There may be problems in the professional sphere. Jealous people in the realm of profession may take this time to attack you and create problems. This is the time when Darika was killed meaning that 10th Jove can bring in loss of position and wealth. . ( Dhana Hanim )

Moon Sign Aries
The financial planet turns benign and ushers in a prosperous period. There may be educational and financial gains. You will get relief from last years' eighth Jupiter. As Jove takes a favourable stance, Jupiterian significations will increase. Jove's significations are happiness, children, intuition, creative intelligence, mental peace and spiritual progress. This is the ideal time for Meditation and to enjoy the bliss of the Self. Your merit and good deeds will be appreciated by the multitude. More happiness from children and financial gains indicated.( Vitha Sukhapthim )

Moon Sign Taurus
Impediments to progress loom large on the horizon. Jupiter is extremely malefic in the 8th. All sorts of hindrances and obstacles crop up in your path. You become melancholic as a result. Financial tightness and misunderstandings with loved ones. You become subject to the machinations of your enemies. It will be in your interest to avoid arguments & unnecessary speculation. This is not the ideal time to speculate. Also be careful in handling human relations. This is the time when Bali fell indicating that even the mightiest can fall due to Jove's adverse stance. ( Ashtame Haritho Bali ). Wear Jupiterian amulet ( Brihaspathi Yantra ) to safeguard against malefic influences. ( Rogan )

Astro-Therapy for Jupiterian Transit
Jupiter is the greatest benefic in the astrological hierarchy ( 1300 earths can be fit into Jupiter ) & his transit is indeed very important to the astrological fraternity. As he is the planet of Wealth, his transits can make or break you. He also represents children and happiness from progeny also depends on his favourable or unfavourable stance.

Jupiterian Transit is adverse for Houses 1, 3, 4, 6, 8, 10 & 12 - Aquarius, Aries, Gemini, Leo, Virgo, Scorpio & Sagittarius

He is benevolent for Houses 2, 5, 7, 9 & 11
As astro-therapeutic remedies, you can fast on Thursdays, read the Scriptures on Thursdays, wear Yellow Sapphire on Thursdays & consecrate to the Lord on Thursdays. Jupiterian Mantras have been given in our webpage www.eastrovedica.com/html/mantras.htm.

You can chant his mantra, his Stotra, his Peedahara Stora & his Gayatri for optimum relief. Wearing Talismans or Amulets ( particularly Jupiterian Amulets like Brihaspathi Yantra ) can be very beneficial as it wards off the the malefic Jupiterian rays. Performing Jupiter Havan ( Brihaspathi Homa ) by 3 Brahmin scholars ( 3*336 Urus of the Brihaspathi Mantra before a Homa Kunda ) also imparts relief. Thursday is derived from Thor's Day ( Thor - Jupiter ). Thursday was consecrated to Jupiter. ( From the Latin Iovis Dies & the Sanskrit Brihaspathivar ) Yellow Sapphire is his primary gemstone & Golden Topaz or Citrine his secondary gemstone.

If you are in doubt, please contact mailto:info@eastrovedica.com?subject=TransJupRemedies
Note - The above results are general and they should be carefully applied to individual horoscopes in the light of directional influences ( Dasa ). For example, if there are no powerful yogas in the radical chart , reputation wealth & fame denoted by a transit will have a very limited scope for expression.

Scorpio, Leo, Gemini, Aries & Aquarius - Take this opportunity of a favourable Jupiterian Transit and prosper. You have to channelise your energies in a special way. Please contact mailto:info@eastrovedica.com?subject=Channelise to know how. by G Kumar

How to Start a Small Business in North Carolina, USA

Are you looking to start a small business in North Carolina? Not sure where to find resources on business plans, marketing plans, financing and other general small business information on, a good place to start is a few of the following local sites:

1. North Carolina Chamber of Commerce Site

If you go to nccommerce.com you will find a variety of helpful information for starting a small business. Just click on the business services and then choose start your business. Here you can find such helpful information such as a start up checklist, information about business licenses and permits, choosing your legal structure, forms, and information about hiring employees. There are also frequently asked questions for doing business in North Carolina.

2. Small Business and Technology Development Center

How would you like to find out more about economic stimulus packages? How about local events on business planning? How about finding ways to finance your business? There are a variety of sources and useful information available on this site at sbtdc.com You can also find out information about export development and international business. There is also an upcoming Rural Development Fund. North Carolina has opportunities in vacation and recreational properties and locally produced goods and services.

The North Carolina Biotechnology Center has even awarded a 100k to fund growth in the natural biotechnology sector. The International Institute for Natural Biotechnology and Integrative Medicine is a new develop that would help develop some of North Carolina's natural biotechnology sources. There are some great success stories.

http://www.usabusinessgrowth.com "Free Online Business Growth Information for Entrepreneurs" by Daryl Des Marais

Apartment House Trends 2009

Condo conversion projects and housing that is not selling are being put on the rental market, further complicating the slow apartment rental business. As a result vacancies are rising and landlords are being forced to cut rents to compete. Resulting in dropping sales prices for rental properties. Short sales are common in some areas and foreclosures are rising.

New Jersey is better situated than areas like Florida, Nevada, California, Ohio, and Michigan; states that are suffering and hemoraging over the glut of foreclosures. New York City, although seeing rents drop, is weathering the storm. I believe that New York City directly impacts New Jersey. When things go well in New York City , they also go well in New Jersey.

But things have slowed in New York with major job losses in Finance and Banking and impacting the New York and New Jersey economy. This is affecting more of the high end rentals, with the middle of the road rentals being favored by the working families downsizing and seeking housing that is lower than the cost of owning.

The lower end rentals are suffering as tenants can now move up to the middle of the road housing for the same or a little more in rent. The result Is that inner city housing is going vacant and foreclosures are skyrocketing. Investors who have bought, or the banks that financed them, in some of the cities are facing huge losses on properties.

The good news is that there are the children of the "baby boomers" who are coming into the market. Many of them want to rent in the cities and are welcomed by property owners, cities, and local businesses. Other positive signs for rentals is that residential construction starts are down, homeownership rates are declining, and millions of previous homeowners are looking to rent should work favorably for the rental market in the next few years.

For quality property owners/managers who buy, or have bought at the right price, and are good at marketing, tenant retention, operations, and communication the future is bright.

To research property for sale in New Jersey go to :

www.mlsprh.com by Paul R Hauke, BA MBA

What Happens To The Embargo Now?

Change: now that's a word we've all gotten used to hearing.

From its use (ubiquitous, sometimes annoying, and ultimately very successful) in a--well, a world-changing presidential campaign to its sudden prominence in our economic lives--how many finance titans have pronounced the words "the rules have changed" in the last several months?--we've all heard a lot about change in 2008. And we're going to hear more. With Democratic majorities in both houses of Congress and a President with fewer Washington-insider connections than anyone since the 1970s, it's safe to say that a lot of old laws and policies are going to be up for renegotiation.

So cigar aficionados may be wondering whether, given the general spirit of revision, the United States' long-term boycott of Cuba may be on the way to the chopping block as well. The incoming administration has already signaled its willingness to meet with regimes generally considered anti-US--including that of Cuba--and the Cuba embargo seems like just the sort of policy that the new President may reconsider. It's old, it hasn't achieved its objective, and some policy and foreign affairs experts--as well as any number of United States cigar aficionados--would like to see it gone.

Let's consider the charges one by one. "Old": The trade embargo has been active, in one form or another, since 1962, with a couple of brief respites. After all, US-Cuba relations weren't exactly friendly even before that. The trade embargo was enacted on President John F. Kennedy's watch, and the Camelot president was a well-known cigar aficionado himself.

According to his own press secretary, Pierre Salinger, JFK himself ordered Salinger to stock up on H. Upmann's the night before the embargo went into effect, and didn't sign the order until Salinger brought the boxes of cigars to the president himself. With a couple of brief exceptions under Jimmy Carter and others--the embargo has remained in place ever since. It has even been strengthened on a number of occasions, as during the early George W. Bush presidency.

"May not have achieved its objective": whatever anyone's opinion on the embargo, no one can claim that it has appreciably loosened Fidel Castro's grip on power. Only recent bouts with ill health seems to have phased a dictator who survived even the death of the Soviet Union, an event which left his island communist republic standing alone, with no powerful trading partner buying its exports and no military superpower watching its back. Even in severe international isolation, with terrible poverty and unemployment, Castro's regime has held itself more or less together.

Likewise, Cuba's dominance in the cigar industry has faced a number of challenges, especially from the Dominican Republic. Some of Cuba's best cigar makers left the island, either immediately after Castro's rise to power or during the course of a Cuba-initiated exchange program in which cigar makers went to teach their trade to interested parties in other Latin American countries. (Often, after getting out of Cuba, these folks stayed out, creating what has sometimes been called the "cigar diaspora.") But even with these challenges, and with United States cigar fans unable to buy its wares, Cuba remains a cigar powerhouse, rivaled only by (as stated above) the DR, Nicaragua and Honduras. So the embargo's justification will have, and has had for some time, to rest on something other than its efficacy in achieving its stated goal.

"Controversial": A number of former and current diplomats and experts on Central American politics have argued that the embargo only strengthens Fidel Castro by giving him an external enemy he can blame his country's problems on. Others argue that it may be keeping Cubans in unnecessary poverty. And cigar aficionados, of course, argue that it keeps them from enjoying some of the most famous cigars on earth! (There are, of course, two sides to this story; the embargo's supporters are quick to point out that it prevents the United States from acquiescing to a regime with a less-than-savory human rights record.)

So with all these factors against it, and a liberal, change-oriented president in charge, surely the embargo is on its way out and we can all look forward to lighting up some Habanos S.A., right? Don't hold your breath. Any change that does go forward will do so only after considerable congressional review--given the economic situation, opening up trade with Cuba is probably not high on the new President's to-do list, and the new President himself is known for his cautious, plodding personal style--his refusal to make snap decisions. And the Cuban embargo is beloved by several population groups with whom the bridge-building, fence-mending Obama is probably looking for ways to make nice--hardline conservatives and Cuban refugees chief among them. So it may happen, but probably not within the first, or even second, hundred days. by Ann Knapp

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